Big Lots or Rent-A-Center?

Comparing Rent-A-Center and Big Lots in Loveland, CO

If you’re shopping for must-have items like furniture, electronics, or appliances, you may be wondering where to go: Rent-A-Center or Big Lots in Loveland, CO? Each of these stores has unique benefits and selections. Compare the two today to learn why you should consider your local Loveland Rent-A-Center.

Why Wait? Get What You Need Without Using Credit

At Rent-A-Center, our no credit option lets you shop the top brands and products you love. With no long-term contracts and the option to upgrade anytime, you are always in control.*

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Rent-A-Center Furniture or Big Lots Furniture in Loveland, CO?

You can find both Rent-A-Center and Big Lots stores in Loveland, CO that offer a wide selection of furniture. Each of these stores has popular products, including bedroom sets, living room furniture, and accent pieces. However, Rent-A-Center carries many of the brands you trust, like La-Z-Boy and Ashley Furniture.

Shopping for Mattresses in Loveland, CO: Big Lots vs. Rent-A-Center

Ready to get the best sleep of your life every night? Mattresses are another popular item that you can buy at Rent-A-Center or Big Lots stores in Loveland, CO. When you visit Rent-A-Center, you’ll discover hybrid, memory foam, box springs, and innerspring mattresses. You can shop for certain brands like Sealy at both of these stores, but Rent-A-Center is the only one with DreamCloud and Nectar to help you find the ideal mattress, no matter your sleeping style.

Should I Go to Rent-A-Center or Big Lots for Appliances in Loveland, CO?

Are you shopping for a new dishwasher, refrigerator, or dryer for your Loveland, CO home? Rent-A-Center could be the best option. With a selection of major appliances and more from popular brands like Whirlpool and Samsung, it’s easy to find the items you need at Rent-A-Center.

Big Lots also carries appliances in Loveland, CO but they do not have major appliances like ovens and laundry machines. Your options will be restricted to smaller appliances such as microwaves, air fryers, and toasters.

What Are My Shopping Options at Rent-A-Center vs. Big Lots in Loveland, CO?

Your Loveland, CO Rent-A-Center understands that furniture, appliances, and electronics are major purchases. Our rent-to-own program was created to work with your budget, featuring weekly, bi-weekly (every other week), semi-monthly, or monthly rental renewal payment options. You don't have to shell out a big chunk of money all at once to get the product you need for your home. Another great benefit of Rent-A-Center’s rent-to-own model?* You can make your payments online, in-store at your local Loveland Rent-A-Center, in cash at a convenient location such as participating 7-Eleven and CVS stores, or over the phone.

Big Lots does have a leasing option for purchases you make in-store or online. Big Lots leasing in Loveland, CO gives you the ability to make monthly payments towards your purchases instead of having to pay the whole price at one time like you would with a credit or debit card, similar to Rent-A-Centers rent-to-own model*. Big Lots leasing does have a 90-day early purchase option, but Rent-A-Center allows you to have more flexibility with a 3–6 Month Same As Cash purchase option.**

What Are the Benefits of Rent-A-Center vs. Big Lots in Loveland, CO?

You don't just get payment flexibility when you shop at Rent-A-Center in Loveland. You can also enjoy the benefit of Rent-A-Center's RAC Exchange*** program. The RAC Exchange*** program means you can trade your item for another within the first six months of your contract. So, if that new couch isn’t as comfortable as you expected or your TV is too small for your living room, swapping it out for something you like more is easy. Plus, any payments you've already made will be applied to the total cost of owning the new item.

Rent-A-Center vs. Big Lots Locations Near You in Loveland, CO

Rent-A-Center has more than 3,000 store locations across the country, so it’s easy to find one close to you. Currently, Big Lots only has over 1,300 stores, which means you may not have a Big Lots nearby in Loveland, CO. They are also about to close hundreds of locations, so your current Big Lots might be closing soon.

Shop at Rent-A-Center in Loveland, CO

Don't wait for a Big Lots sale in Loveland, CO to pay cash to get the electronics, furniture, appliances, and more that you want. At Rent-A-Center, we have the flexible renewal payment options you want, as well as benefits like RAC Exchange*** so you can get the household essentials you need ASAP. Shop our rent-to-own* selection online or shop in person at your local Rent-A-Center.

*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.

**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.

***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.

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