Big Lots or Rent-A-Center?

Comparing Rent-A-Center and Big Lots in Gary, IN

Your local Rent-A-Center and Big Lots in Gary both have home essentials like furniture, electronics, and appliances. So you may be wondering: should I shop at Rent-A-Center or Big Lots near me in Gary, IN? Both of these stores have their own unique stock and benefits. Learn more today, and consider your local Rent-A-Center.

Why Wait? Get What You Need Without Using Credit

At Rent-A-Center, our no credit option lets you shop the top brands and products you love. With no long-term contracts and the option to upgrade anytime, you are always in control.*

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Should I Choose Rent-A-Center or Big Lots Furniture in Gary, IN?

Big Lots and Rent-A-Center are both stores nearby in Gary, IN that have a large selection of furniture. Both stock popular items, such as bedroom sets, living room furniture, and accent pieces. However, Rent-A-Center carries many of the big brands you want, including La-Z-Boy and Ashley Furniture.

Should I Shop for Rent-A-Center or Big Lots Mattresses in Gary, IN?

Are you ready to get a fantastic night's sleep every night? Mattresses are another item that you can buy at Rent-A-Center or Big Lots stores in Gary, IN. At your local Rent-A-Center, you’ll find innerspring, box springs, hybrid, and memory foam mattresses. You can shop from name brands like Sealy at either of these stores, but Rent-A-Center is the only one with DreamCloud and Nectar to help you find the perfect mattress for your sleeping style.

Rent-A-Center or Big Lots Appliances in Gary, IN?

Are you looking for the latest dishwasher, refrigerator, or dryer for your Gary, IN home? Rent-A-Center might be the best place to go. With a selection of major appliances and more from top brands like Whirlpool and Samsung, it’s easy to find the items you need at Rent-A-Center.

Big Lots also carries appliances in Gary, IN but not the major appliances like laundry machines and ranges. You’ll be limited to smaller items like toasters, air fryers, and microwaves.

Renting Options: Comparing Rent-A-Center and Big Lots in Gary, IN

At your local Gary, IN Rent-A-Center, we understand that appliances, electronics, and furniture are major purchases. Our rent-to-own program is designed to fit your budget, featuring weekly, bi-weekly (every other week), semi-monthly, or monthly rental renewal payment options. That means you don’t have to pay a big chunk of money at once to get the must-have items for your home. Another great benefit of Rent-A-Center’s rent-to-own model?* You have the ability to make payments online, in-store at your local Gary Rent-A-Center, over the phone, or in cash at a convenient location such as participating 7-Eleven and CVS stores.

At Big Lots, you do have a leasing option for online and in-store purchases. Big Lots leasing in Gary, IN lets you make monthly payments towards your purchases instead of having to pay a hefty amount at one time like you'd have to with a debit or credit card, comparable to Rent-A-Center's rent-to-own model*. Big Lots leasing does offer a 90-day early purchase option, but Rent-A-Center gives you even more flexibility with our 3–6 Month Same As Cash purchase option.**

Comparing Benefits at Rent-A-Center vs. Big Lots in Gary, IN

You don't just get the benefit of payment flexibility when you choose to shop at your local Gary Rent-A-Center. You can also enjoy the benefit of Rent-A-Center's RAC Exchange*** program. The RAC Exchange*** program means you can exchange your item for a different one within the first six months of your contract. So, if that new mattress isn't quite what you wanted or your TV doesn't fit in your living room, swapping it out for another item that you like better is straightforward. Plus, the payments you’ve made to date will be applied to the total cost of owning the new item.

Rent-A-Center Or Big Lots: Locations Nearby in Gary, IN

Rent-A-Center has more than 3,000 store locations across the country, so you likely have one located conveniently nearby. Big Lots only has about 1,300 stores, which means there may not be a Big Lots near you in Gary, IN. They are also planning on closing hundreds of stores, so your nearest Big Lots may close soon.

Waiting for a Big Lots Furniture Sale in Gary, IN? Shop Rent-A-Center Instead

Don't wait around for a Big Lots sale in Gary, IN to pay cash in order to get the appliances, furniture, electronics, and more that you need at your home. At Rent-A-Center, we have flexible renewal payment options, as well as benefits like RAC Exchange*** to help you get the essentials you need today. Shop our rent-to-own* selection online or go to your local Rent-A-Center to shop in person.

*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.

**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.

***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.

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