Big Lots or Rent-A-Center?

Comparing Rent-A-Center and Big Lots in Urbana, OH

Shopping for must-have home items like electronics, appliances, or furniture? You're probably wondering where to shop – Rent-A-Center or Big Lots near you in Urbana, OH? Both of these stores have their benefits and unique stock of items. Learn about these benefits and why you should consider shopping at your local Urbana Rent-A-Center.

Why Wait? Get What You Need Without Using Credit

At Rent-A-Center, our no credit option lets you shop the top brands and products you love. With no long-term contracts and the option to upgrade anytime, you are always in control.*

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Should I Choose Rent-A-Center or Big Lots Furniture in Urbana, OH?

You can find both Rent-A-Center and Big Lots stores in Urbana, OH that offer a wide selection of furniture. Each of these stores has popular products, including living room furniture, bedroom sets, and accent pieces. However, Rent-A-Center stocks many of the brands you trust, including La-Z-Boy and Ashley Furniture.

Should I Shop for Rent-A-Center or Big Lots Mattresses in Urbana, OH?

Are you ready to get a fantastic night's sleep every night? Mattresses are another item that you can buy at Rent-A-Center or Big Lots stores in Urbana, OH. At your local Rent-A-Center, you’ll find innerspring, box springs, hybrid, and memory foam mattresses. You may find some name brands like Sealy at both stores, but DreamCloud and Nectar are only at Rent-A-Center to help you find the ideal mattress for your sleeping style.

Should I Go to Rent-A-Center or Big Lots for Appliances in Urbana, OH?

Are you looking for the latest dryer, refrigerator, or dishwasher for your Urbana, OH home? Rent-A-Center might be the best place to go. With major appliances and more from top brands like Whirlpool and Samsung, you can find the products you need at Rent-A-Center.

Big Lots in Urbana, OH also has appliances, but not large appliances like refrigerators and ranges. Your options will be restricted to smaller appliances such as microwaves, air fryers, and toasters.

Leasing Options at Rent-A-Center vs. Big Lots in Urbana, OH

At your local Urbana, OH Rent-A-Center, we understand that furniture, appliances, and electronics are substantial expenses. Our rent-to-own program is built with your budget in mind, and we offer rental renewal payment options including weekly, bi-weekly (every other week), semi-monthly, or monthly. You don't have to shell out a big chunk of money all at once to get the must-have items for your home. Another fantastic benefit of Rent-A-Center's rent-to-own options?* You have the freedom to make payments online, in-store at your local Urbana Rent-A-Center, in cash at a convenient location such as participating 7-Eleven and CVS stores, or over the phone.

Big Lots offers a leasing option for purchases made in-store or online. Big Lots leasing in Urbana, OH means you can make monthly payments on your purchases instead of having to pay the whole price at one time like you'd have to with a debit or credit card, much like Rent-A-Center's rent-to-own model*. While the Big Lots leasing program does have a 90-day early purchase option, Rent-A-Center gives you even more flexibility with our 3–6 Month Same As Cash purchase option.**

What Are the Benefits of Rent-A-Center vs. Big Lots in Urbana, OH?

Payment flexibility isn't the only thing you get when you choose your local Urbana Rent-A-Center. Another benefit you get is Rent-A-Center's RAC Exchange*** program. RAC Exchange*** means within the first six months of your contract, you can swap your item for another. So, if that new appliance isn't precisely what you expected or your TV is too big for your living room, exchanging it for something that fits your needs better is simple. Plus, any payments you've already made will be applied to the total cost of owning the new item.

Are There Rent-A-Center or Big Lots Locations Near Me in Urbana, OH?

Rent-A-Center has more than 3,000 store locations across the country, so you likely have one near you. Big Lots currently only has over 1,300 stores, which means you may not find a Big Lots nearby in Urbana, OH. They are also planning hundreds of store closures, so the Big Lots near you might be closing soon.

Waiting for a Big Lots Furniture Sale in Urbana, OH? Shop Rent-A-Center Instead

You don't need to wait until a Big Lots sale in Urbana, OH to pay cash in order to get the furniture, electronics, appliances, and more that you need at your home. Rent-A-Center offers flexible renewal payment options you’ll love, as well as benefits like RAC Exchange*** to help you get the household must-haves you want today. Shop our rent-to-own* selection online or browse in person at your local Rent-A-Center.

*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.

**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.

***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.

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