Big Lots or Rent-A-Center?

Rent-A-Center Furniture or Big Lots Furniture in Cohoes, NY?

Shopping for must-have home items like electronics, appliances, or furniture? You're probably wondering where to shop – Rent-A-Center or Big Lots near you in Cohoes, NY? Both of these stores have their benefits and unique stock of items. Learn about these benefits and why you should consider shopping at your local Cohoes Rent-A-Center.

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At Rent-A-Center, our no credit option lets you shop the top brands and products you love. With no long-term contracts and the option to upgrade anytime, you are always in control.*

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Rent-A-Center or Big Lots Furniture in Cohoes, NY?

Rent-A-Center and Big Lots are both stores near you in Cohoes, NY that have a large selection of furniture. Each of these stores has popular products, including living room furniture, bedroom sets, and accent pieces. However, your local Rent-A-Center store has many of the top products from brands you trust, such as Ashley Furniture and La-Z-Boy.

Should I Shop for Rent-A-Center or Big Lots Mattresses in Cohoes, NY?

You deserve to get a great night's sleep every single night. Mattresses are another in-demand item that Cohoes, NY Rent-A-Center and Big Lots stores carry. At your local Rent-A-Center, you’ll find innerspring, box springs, hybrid, and memory foam mattresses. You can shop for brands like Sealy at either of these stores, but only Rent-A-Center offers DreamCloud and Nectar to help you find the perfect mattress for your sleeping style.

Rent-A-Center or Big Lots: Appliances in Cohoes, NY

Are you shopping for a new refrigerator, dryer, or dishwasher for your Cohoes, NY home? Rent-A-Center might be your best bet. With major appliances and more from top brands like Whirlpool and Samsung, you can find what you're looking for at Rent-A-Center.

Big Lots also carries appliances in Cohoes, NY but they do not have large appliances like ranges and refrigerators. You'll only be able to find small items like microwaves, toasters, and air fryers.

Leasing Options at Rent-A-Center vs. Big Lots in Cohoes, NY

At Rent-A-Center in Cohoes, NY, we understand that appliances, electronics, and furniture are major purchases. Our rent-to-own program is made to fit in your budget, with weekly, bi-weekly (every other week), semi-monthly, or monthly rental renewal payment options. You don't have to shell out a big chunk of money all at once to get the must-have items for your home. Another great benefit of Rent-A-Center’s rent-to-own model?* You have the ability to make payments online, in-store at your local Cohoes Rent-A-Center, over the phone, or in cash at a convenient location such as participating 7-Eleven and CVS stores.

Big Lots stores offer a leasing option for online or in-store purchases. Big Lots leasing in Cohoes, NY lets you make monthly payments towards your purchases instead of having to pay the whole price at one time like you would have to do with a credit or debit card, not unlike Rent-A-Center's rent-to-own model*. The Big Lots leasing program has a 90-day purchase option, although Rent-A-Center offers more flexibility with our 3–6 Month Same As Cash option.**

Big Lots vs. Rent-A-Center in Cohoes, NY: What Are the Benefits?

It's not just payment flexibility you get when you choose your local Cohoes Rent-A-Center. Another benefit you get is Rent-A-Center's RAC Exchange*** program. With RAC Exchange***, within the first six months of your contract, you can swap your item for another. So, if that new sectional isn't as comfortable as you hoped or your TV is too big for your living room, it's simple to swap it out for something that you like more. Plus, any payments you've already made will be applied to the total cost of owning the new item.

Rent-A-Center vs. Big Lots Locations in Cohoes, NY

Rent-A-Center has over 3,000 locations nationwide, so you likely have one near you. Currently, Big Lots only has over 1,300 stores, which means there may not be a Big Lots near you in Cohoes, NY. They are also about to close hundreds of locations, so your nearest Big Lots may not be open soon.

Waiting for a Big Lots Furniture Sale in Cohoes, NY? Shop Rent-A-Center Instead

You don't need to wait until a Big Lots sale in Cohoes, NY to pay cash in order to get the furniture, electronics, appliances, and more that you need at your home. Rent-A-Center offers flexible renewal payment options you’ll love, in addition to RAC Exchange*** to help you get the essentials you need today. Shop our rent-to-own* selection online or shop in person at your local Rent-A-Center.

*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.

**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.

***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.

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