Big Lots or Rent-A-Center?

Comparing Rent-A-Center and Big Lots in Saint Joseph, MO

If you’re shopping for must-have items like furniture, electronics, or appliances, you may be wondering where to go: Rent-A-Center or Big Lots in Saint Joseph, MO? Each of these stores has unique benefits and selections. Compare the two today to learn why you should consider your local Saint Joseph Rent-A-Center.

Why Wait? Get What You Need Without Using Credit

At Rent-A-Center, our no credit option lets you shop the top brands and products you love. With no long-term contracts and the option to upgrade anytime, you are always in control.*

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Rent-A-Center or Big Lots Furniture in Saint Joseph, MO?

In Saint Joseph, MO, you'll find Rent-A-Center and Big Lots stores that have a large selection of furniture. Both stock popular items, such as living room furniture, bedroom sets, and accent pieces. Your local Rent-A-Center has many of the brands you trust, including La-Z-Boy and Ashley Furniture.

Do I Shop for Rent-A-Center or Big Lots Mattresses in Saint Joseph, MO?

You deserve to get a great night's sleep every single night. Mattresses are another in-demand item that you can find in both Rent-A-Center and Big Lots stores near you in Saint Joseph, MO. At your local Rent-A-Center, you can choose from innerspring, hybrid, memory foam, and box spring mattresses. You may find some name brands like Sealy at both stores, but Rent-A-Center is the only one with DreamCloud and Nectar to help you find the perfect mattress for your sleeping style.

Comparing Rent-A-Center and Big Lots Appliances in Saint Joseph, MO

Are you shopping for a new refrigerator, dryer, or dishwasher for your Saint Joseph, MO home? Rent-A-Center could be the best option. With a variety of major appliances and more from popular brands like Whirlpool and Samsung, it’s easy to find the items you need at Rent-A-Center.

Big Lots also carries appliances in Saint Joseph, MO but they do not have major appliances like ovens and laundry machines. You'll only be able to find small items like microwaves, toasters, and air fryers.

What Are My Shopping Options at Rent-A-Center vs. Big Lots in Saint Joseph, MO?

At your local Saint Joseph, MO Rent-A-Center, we understand that electronics, appliances, and furniture are big purchases. Our rent-to-own program was created to work with your budget, with weekly, bi-weekly (every other week), semi-monthly, or monthly rental renewal payment options. With these options, you don't have to pay a large sum of money right away to shop for must-have home items. Another great benefit of Rent-A-Center’s rent-to-own model?* You have the option to make your payments online, over the phone, in-store at your local Saint Joseph Rent-A-Center, or in cash at a convenient location such as participating 7-Eleven and CVS stores.

At Big Lots, you do have a leasing option for online and in-store purchases. Big Lots leasing in Saint Joseph, MO gives you the ability to make monthly payments towards your purchases instead of paying a large amount at once like you would have to do with a credit or debit card, similar to Rent-A-Centers rent-to-own model*. While the Big Lots leasing program does have a 90-day early purchase option, Rent-A-Center gives you even more flexibility with our 3–6 Month Same As Cash purchase option.**

Big Lots vs. Rent-A-Center in Saint Joseph, MO: What Are the Benefits?

You don't just get payment flexibility when you choose to shop at your local Saint Joseph Rent-A-Center. Another benefit you get is Rent-A-Center's RAC Exchange*** program. RAC Exchange*** means you can swap your item for something else within the first six months of your contract. So, if that new sectional isn't as comfortable as you hoped or your TV is too small for your living room, swapping it out for another item that you like better is straightforward. As a bonus, the payments you've already made will be applied to the total cost of owning the new item.

Rent-A-Center vs. Big Lots Locations Near You in Saint Joseph, MO

Rent-A-Center has more than 3,000 store locations across the country, so you likely have one near you. Currently, Big Lots only has over 1,300 stores, which means you may not have a Big Lots nearby in Saint Joseph, MO. They are also planning hundreds of store closures, so your closest Big Lots may not be open soon.

Waiting for a Big Lots Furniture Sale in Saint Joseph, MO? Shop Rent-A-Center Instead

Don't wait around for a Big Lots sale in Saint Joseph, MO to pay cash in order to get the appliances, furniture, electronics, and more that you need. Rent-A-Center has flexible renewal payment options you'll love, in addition to RAC Exchange*** to help you get the essentials you need today. Shop our rent-to-own* selection online or visit your local Rent-A-Center to browse in person.

*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.

**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.

***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.

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