Big Lots or Rent-A-Center?

Big Lots or Rent-A-Center in Saint Charles, MO?

If you’re shopping for must-have items like furniture, electronics, or appliances, you may be wondering where to go: Rent-A-Center or Big Lots in Saint Charles, MO? Each of these stores has unique benefits and selections. Compare the two today to learn why you should consider your local Saint Charles Rent-A-Center.

Why Wait? Get What You Need Without Using Credit

At Rent-A-Center, our no credit option lets you shop the top brands and products you love. With no long-term contracts and the option to upgrade anytime, you are always in control.*

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Where to Shop: Rent-A-Center or Big Lots Furniture in Saint Charles, MO?

In Saint Charles, MO, you'll find Rent-A-Center and Big Lots stores that have a large selection of furniture. Each of these stores has popular products, including living room furniture, bedroom sets, and accent pieces. Your local Rent-A-Center has many of the name brands you know, such as Ashley Furniture and La-Z-Boy.

Should I Shop for Rent-A-Center or Big Lots Mattresses in Saint Charles, MO?

Are you ready to get a fantastic night's sleep every night? Mattresses are another in-demand item that both Rent-A-Center and Big Lots stores nearby in Saint Charles, MO carry. When you visit Rent-A-Center, you’ll find innerspring, box springs, hybrid, and memory foam mattresses. You can shop from name brands like Sealy at both of these stores, but DreamCloud and Nectar are only at Rent-A-Center to help you find the perfect mattress for your sleeping style.

Rent-A-Center or Big Lots Appliances in Saint Charles, MO?

Are you looking for the latest refrigerator, dryer, or dishwasher for your Saint Charles, MO home? Your local Rent-A-Center could be the best choice. With major appliances and more from brands you trust, like Samsung and Whirlpool, you can find the products you need at Rent-A-Center.

Big Lots also carries appliances in Saint Charles, MO but not the major appliances like laundry machines and ranges. You'll only be able to find small items like microwaves, toasters, and air fryers.

What Are My Shopping Options at Rent-A-Center vs. Big Lots in Saint Charles, MO?

Rent-A-Center in Saint Charles, MO understands that electronics, appliances, and furniture are pricey purchases. Our rent-to-own program was created to work with your budget, and we offer rental renewal payment options including weekly, bi-weekly (every other week), semi-monthly, or monthly. That means you don’t have to pay a big chunk of money at once to shop for must-have home items. Another fantastic benefit of Rent-A-Center's rent-to-own options?* You can make your payments online, in-store at your local Saint Charles Rent-A-Center, over the phone, or in cash at a convenient location such as participating 7-Eleven and CVS stores.

Big Lots does have a leasing option for purchases you make in-store or online. Big Lots leasing in Saint Charles, MO gives you the ability to make monthly payments towards your purchases instead of having to pay a hefty amount at one time like you would with a credit or debit card, much like Rent-A-Center's rent-to-own model*. The Big Lots leasing program has a 90-day purchase option, although Rent-A-Center gives you even more flexibility with our 3–6 Month Same As Cash purchase option.**

Comparing Benefits at Rent-A-Center vs. Big Lots in Saint Charles, MO

It's not just payment flexibility you get when you choose to shop at your local Saint Charles Rent-A-Center. You also get the Rent-A-Center benefit of RAC Exchange.*** Through RAC Exchange***, you can swap your item for something else within the first six months of your contract. So, if that new sectional isn't as comfortable as you hoped or your TV is too big for your living room, it's simple to swap it out for something that you like more. And, the payments you've already made will be applied to the total cost of owning the new item.

Rent-A-Center Or Big Lots: Locations Nearby in Saint Charles, MO

Rent-A-Center has over 3,000 stores across the United States, so it’s easy to find one close to you. Big Lots currently only has over 1,300 stores, so there may not be a Big Lots near you in Saint Charles, MO. They are also planning hundreds of store closures, so your nearest Big Lots might be closing soon.

Waiting for a Big Lots Furniture Sale in Saint Charles, MO? Shop Rent-A-Center Instead

Don't wait for a Big Lots sale in Saint Charles, MO to pay cash to get the furniture, appliances, electronics, and more that you need at your home. At Rent-A-Center, we have the flexible renewal payment options you want, as well as benefits like RAC Exchange*** so you can get the household essentials you need ASAP. You can shop our rent-to-own* items online or go to your local Rent-A-Center to shop in person.

*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.

**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.

***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.

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