Big Lots or Rent-A-Center?

Comparing Rent-A-Center and Big Lots in Bay City, MI

Shopping for must-have home items like electronics, appliances, or furniture? You're probably wondering where to shop – Rent-A-Center or Big Lots near you in Bay City, MI? Both of these stores have their benefits and unique stock of items. Learn about these benefits and why you should consider shopping at your local Bay City Rent-A-Center.

Why Wait? Get What You Need Without Using Credit

At Rent-A-Center, our no credit option lets you shop the top brands and products you love. With no long-term contracts and the option to upgrade anytime, you are always in control.*

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Should I Choose Rent-A-Center or Big Lots Furniture in Bay City, MI?

You can find both Rent-A-Center and Big Lots stores in Bay City, MI that have a large selection of furniture. Each of these stores carries in-demand items, including living room furniture, bedroom sets, and accent pieces. However, your local Rent-A-Center store has many of the brands you want, like Ashley Furniture and La-Z-Boy.

Comparing Rent-A-Center and Big Lots Mattresses in Bay City, MI

Are you ready to get a fantastic night's sleep every night? Mattresses are another item that both Rent-A-Center and Big Lots stores nearby in Bay City, MI carry. At Rent-A-Center, you’ll see box springs, memory foam, innerspring, and hybrid mattresses. You can shop for brands like Sealy at both stores, but if you want DreamCloud and Nectar, too, visit Rent-A-Center to help you find the perfect mattress for your sleeping style.

Rent-A-Center or Big Lots: Appliances in Bay City, MI

Are you shopping for the latest dryer, refrigerator, or dishwasher for your Bay City, MI home? Rent-A-Center might be your best bet. With a selection of major appliances and more from top brands like Whirlpool and Samsung, Rent-A-Center has the items you need.

Big Lots in Bay City, MI also has appliances, but not large appliances like refrigerators and ranges. Your options will be restricted to smaller appliances such as microwaves, air fryers, and toasters.

Your Leasing Options at Rent-A-Center and Big Lots in Bay City, MI

Rent-A-Center in Bay City, MI understands that furniture, appliances, and electronics are substantial expenses. Our rent-to-own program is made to fit in your budget, with weekly, bi-weekly (every other week), semi-monthly, or monthly rental renewal payment options. These options mean you don't have to pay a large amount of money upfront to get the must-have items for your home. Another fantastic benefit of Rent-A-Center's rent-to-own options?* You have the ability to make payments online, in-store at your local Bay City Rent-A-Center, in cash at a convenient location such as participating 7-Eleven and CVS stores, or over the phone.

Big Lots does have a leasing option for purchases you make in-store or online. Big Lots leasing in Bay City, MI allows you to make monthly payments towards your purchases instead of paying a large amount at once like you must with a credit card or debit card, comparable to Rent-A-Center's rent-to-own model*. While the Big Lots leasing program does have a 90-day early purchase option, Rent-A-Center gives you more flexibility with a 3–6 Month Same As Cash option.**

Benefits of Rent-A-Center vs. Big Lots in Bay City, MI

Payment flexibility isn't the only thing you get when you choose to shop at your local Bay City Rent-A-Center. You can also enjoy the benefit of Rent-A-Center's RAC Exchange*** program. Through RAC Exchange***, you can exchange your item for a different one within the first six months of your contract. So, if that new appliance isn't precisely what you expected or your TV doesn't fit in your living room, swapping it out for something you like more is easy. And, the payments you've already made will be applied to the total cost of owning the new item.

Rent-A-Center Or Big Lots: Locations Nearby in Bay City, MI

Rent-A-Center has more than 3,000 store locations across the country, so you most likely have one nearby. Big Lots only has about 1,300 stores, so there may not be a Big Lots near you in Bay City, MI. They are also planning hundreds of store closures, so your current Big Lots may close soon.

Shop at Rent-A-Center in Bay City, MI

You don't need to wait until a Big Lots sale in Bay City, MI to pay cash in order to get the appliances, furniture, electronics, and more that you need at your home. At Rent-A-Center, we have the flexible renewal payment options you want, as well as benefits like RAC Exchange*** to help you get the household must-haves you want today. Shop our selection of rent-to-own* items online or go to your local Rent-A-Center to shop in person.

*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.

**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.

***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.

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