Where to Shop: Rent-A-Center or Big Lots Furniture in Spencer, IA?
In Spencer, IA, you'll find Rent-A-Center and Big Lots stores that have a large selection of furniture. Both stores have trendy items, such as living room furniture, bedroom sets, and accent pieces. However, Rent-A-Center carries many of the top products from brands you want, like La-Z-Boy and Ashley Furniture.
Should I Shop for Rent-A-Center or Big Lots Mattresses in Spencer, IA?
Are you looking forward to getting a great night's sleep every night? Mattresses are yet another important piece of furniture that you can find in both Rent-A-Center and Big Lots stores near you in Spencer, IA. At your local Rent-A-Center, you can choose from innerspring, hybrid, memory foam, and box spring mattresses. You can shop for brands like Sealy at each store, but only Rent-A-Center offers DreamCloud and Nectar to help you find the ideal mattress for your sleeping style.
Comparing Rent-A-Center and Big Lots Appliances in Spencer, IA
Are you shopping for a new dishwasher, dryer, or refrigerator for your home in Spencer, IA? Your local Rent-A-Center could be the best choice. With a selection of major appliances and more from brands you trust, like Samsung and Whirlpool, it’s easy to find the items you need at Rent-A-Center.
Big Lots also carries appliances in Spencer, IA but they do not have large appliances like ranges and refrigerators. You'll only be able to find small items like microwaves, toasters, and air fryers.
Leasing Options at Rent-A-Center vs. Big Lots in Spencer, IA
At your local Spencer, IA Rent-A-Center, we understand that furniture, appliances, and electronics are major purchases. Our rent-to-own program is built with your budget in mind, with rental renewal payment options including weekly, bi-weekly (every other week), semi-monthly, or monthly. These options mean you don't have to pay a large amount of money upfront to shop for must-have home items. Another great benefit of Rent-A-Center’s rent-to-own model?* You can make your payments online, over the phone, in-store at your local Spencer Rent-A-Center, or in cash at a convenient location such as participating 7-Eleven and CVS stores.
Big Lots does have a leasing option for purchases you make in-store or online. Big Lots leasing in Spencer, IA allows you to make monthly payments towards your purchases instead of paying a large amount at once like you'd have to with a debit or credit card, similar to Rent-A-Centers rent-to-own model*. While the Big Lots leasing program does have a 90-day early purchase option, Rent-A-Center gives you even more flexibility with our 3–6 Month Same As Cash purchase option.**
What Are the Benefits of Rent-A-Center vs. Big Lots in Spencer, IA?
It's not just payment flexibility you get when you go with Rent-A-Center in Spencer. Another benefit of shopping at Rent-A-Center is RAC Exchange.*** Through RAC Exchange***, you can exchange your item for a different one within the first six months of your contract. So, if that new sectional isn't as comfortable as you hoped or your TV is too small for your living room, exchanging it for something that fits your needs better is simple. As a bonus, the payments you've already made will be applied to the total cost of owning the new item.
Rent-A-Center vs. Big Lots Locations in Spencer, IA
Rent-A-Center has more than 3,000 store locations across the country, so you likely have one near you. Big Lots currently only has over 1,300 stores, so there may not be a Big Lots near you in Spencer, IA. They are also planning on closing hundreds of stores, so the Big Lots near you may not be open soon.
Instead of Waiting for a Big Lots Furniture Sale in Spencer, IA, Visit Rent-A-Center
Don't wait for a Big Lots sale in Spencer, IA to pay cash in order to get the furniture, electronics, appliances, and more that you need. Rent-A-Center offers flexible renewal payment options you’ll love, alongside great benefits like RAC Exchange*** to help you get the essentials you need today. Shop online or visit your local Rent-A-Center to browse in person.
*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.
**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.
***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.
