Aaron's or Rent-A-Center?

Aaron's or Rent-A-Center in Spencer, IA?

Is Aaron's or Rent-A-Center better? We give you the information you need to decide for yourself. Compare RAC vs. Aaron's in Spencer, IA today.

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At Rent-A-Center, our no credit option lets you shop the top brands and products you love. With no long-term contracts and the option to upgrade anytime, you are always in control.*

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Aaron's or Rent-A-Center in Spencer, IA?

You have plenty of stores to choose from when looking for rent-to-own electronics, appliances, computers, furniture, and more in Spencer. You could go to Aaron's or Rent-A-Center. How do you choose?

Spencer Aaron's vs. Rent-A-Center Lease Requirements

With the rent-to-own route, you spread payments over time, so you can keep some money in your pocket for daily life. Before you rent-to-own anything, however, you'll need to submit just a handful of information to the store you choose. Both Rent-A-Center and Aaron's in Spencer require at least some personal info. The application for Aaron's may ask you for your name, contact details, Social Security number, government-issued ID, income info, and references of people who can vouch for you. What about Rent-A-Center? We only require your name, contact information, date of birth, information about your income and residence, and then a minimum of two references. No credit history is needed to rent from Rent-A-Center in Spencer.

Payment plan offerings differ between Spencer Aaron's and Rent-A-Center, too. At Aaron's in Spencer, you can pick a 12, 18, or 24-month payment plan. But with Rent-A-Center, your freedom comes first. Pick the payment schedule that aligns best with your monthly budget. Make your payments weekly, every two weeks, semi-monthly, or monthly. There are lots of ways to make your payment, too. You can even pay cash at various retailers like CVS™, 7-Eleven®, and Dollar General®.

Spencer Aaron's vs. Rent-A-Center Products

The rent-to-own route puts the biggest brands in reach, so it makes sense that you want to check the product inventory of your closest rent-to-own store. Both Rent-A-Center and Aaron's in Spencer carry rent-to-own computers, furniture, appliances, electronics, smartphones, tools, and offer special sales on individual products in each category. That said, one difference between the two companies is tires. Aaron's doesn't have rent-to-own tires in Spencer. Rent-A-Center does! And we have some of the best tire brands, like Michelin, General and Falken. In addition, your Spencer Rent-A-Center offers free same-day delivery and free product service and repairs for the life of your agreement. Aaron's delivers for free, too, but doesn't do free repairs all of the time. Both Aaron's and Rent-A-Center carry TVs, couches, and more from popular brands like LG, Samsung, and Ashley Home Furniture.

Rent-A-Center vs. Spencer Aaron's Benefits & Guarantees

We strive to give our customers amazing products and amazing perks, and we're sure that our pals at the Spencer Aaron's do their best to accomplish the same. The Aaron's Club is one program that's unique to Aaron's. Customers can protect their lease for a monthly membership fee and get discounts at hotels, wellness providers, retailers, restaurants, and more. RAC Benefits Plus is comparable to Aaron's benefits program. Along with lease and product protection, RAC Benefits Plus offers members a host of money-saving opportunities for items you would usually purchase anyway, like groceries and car repair! We're particularly proud of a few perks that are totally unique to us here at Rent-A-Center. There's the Rent-A-Center Worry-Free Guarantee which helps you shop on your terms. What's included? The Worry-Free Guarantee means no credit needed and you can pay the cash price to own your item in the first six months of your agreement. We'll never charge you for same-day delivery, and we'll match any competitor's price on a rent-to-own, in-stock item.** The Worry-Free Guarantee is only available at Rent-A-Center.

Where Are Rent-A-Center & Aaron's Locations in Iowa?

Rent-A-Center has more rent-to-own stores than Aaron's, so you're more likely to live near a Rent-A-Center than an Aaron's store in Spencer. Aaron's has 1,300+ stores, and Rent-A-Center has more than 3,000 stores. Proximity and convenience matter when you need same-day product availability and flexible payment options.

All in all, we encourage you to choose the rent-to-own company that's best for your situation. Follow each company in the news, read real customer reviews, and order affordable rent-to-own appliances, furniture, electronics, computers, and more!

Manage your account, make payments and more with our mobile app.

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