Should I Choose Rent-A-Center or Big Lots Furniture in Ottumwa, IA?
Big Lots and Rent-A-Center are both stores nearby in Ottumwa, IA that offer a varied selection of furniture. Each of these stores has popular products, including living room furniture, accent pieces, and bedroom sets. However, your local Rent-A-Center store has many of the brands you know, like Ashley Furniture and La-Z-Boy.
Should I Shop for Rent-A-Center or Big Lots Mattresses in Ottumwa, IA?
Are you ready to get a fantastic night's sleep every night? Mattresses are another in-demand item that both Rent-A-Center and Big Lots stores nearby in Ottumwa, IA carry. At your nearby Rent-A-Center, you’ll discover hybrid, memory foam, box springs, and innerspring mattresses. You can shop for certain brands like Sealy at both stores, but if you want DreamCloud and Nectar, too, visit Rent-A-Center to help you find the ideal mattress, no matter your sleeping style.
Should I Go to Rent-A-Center or Big Lots for Appliances in Ottumwa, IA?
Are you on the hunt for a new refrigerator, dryer, or dishwasher for your Ottumwa, IA home? Rent-A-Center could be the best option. With a variety of major appliances and more from top brands like Whirlpool and Samsung, it’s easy to find the items you need at Rent-A-Center.
It's true that Big Lots also offers Ottumwa, IA appliances, but not the major appliances like laundry machines and ranges. You'll only be able to find small items like microwaves, toasters, and air fryers.
What Are My Shopping Options at Rent-A-Center vs. Big Lots in Ottumwa, IA?
Rent-A-Center in Ottumwa, IA understands that furniture, appliances, and electronics are pricey purchases. Our rent-to-own program is built with your budget in mind, and we offer rental renewal payment options including weekly, bi-weekly (every other week), semi-monthly, or monthly. You don't have to shell out a big chunk of money all at once to get the must-have items for your home. Another awesome benefit of renting-to-own through Rent-A-Center?* You have the option to make your payments online, over the phone, in-store at your local Ottumwa Rent-A-Center, or in cash at a convenient location such as participating 7-Eleven and CVS stores.
Big Lots does have a leasing option for purchases you make in-store or online. Big Lots leasing in Ottumwa, IA means you can make monthly payments on your purchases instead of paying a large amount at once like you'd have to with a debit or credit card, comparable to Rent-A-Center's rent-to-own model*. Big Lots leasing does offer a 90-day early purchase option, but Rent-A-Center gives you more flexibility with a 3–6 Month Same As Cash option.**
Big Lots vs. Rent-A-Center in Ottumwa, IA: What Are the Benefits?
You don't just get payment flexibility when you choose your local Ottumwa Rent-A-Center. Another benefit you get is Rent-A-Center's RAC Exchange*** program. RAC Exchange*** means you can exchange your item for a different one within the first six months of your contract. So, if that new appliance isn't precisely what you expected or your TV doesn't fit in your living room, it's simple to swap it out for something that you like more. Plus, the payments you’ve made to date will be applied to the total cost of owning the new item.
Rent-A-Center vs. Big Lots Locations in Ottumwa, IA
Rent-A-Center has over 3,000 stores across the United States, so you likely have one near you. Big Lots currently only has over 1,300 stores, which means there may not be a Big Lots near you in Ottumwa, IA. They are also planning hundreds of store closures, so your closest Big Lots may close soon.
Shop at Rent-A-Center in Ottumwa, IA
Don't wait around for a Big Lots sale in Ottumwa, IA to pay cash to get the electronics, furniture, appliances, and more that you need at your home. Rent-A-Center offers flexible renewal payment options you’ll love, along with benefits like RAC Exchange*** to help you get the household essentials you need today. Shop online or browse in person at your local Rent-A-Center.
*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.
**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.
***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.
