Big Lots or Rent-A-Center?

Comparing Rent-A-Center and Big Lots in Merrillville, IN

When you're shopping for home essentials like appliances, electronics, and furniture, you may be wondering: how do Rent-A-Center and Big Lots in Merrillville, IN compare? Learn about the unique benefits and selection of both stores and why you should consider your local Merrillville Rent-A-Center for furniture and more.

Why Wait? Get What You Need Without Using Credit

At Rent-A-Center, our no credit option lets you shop the top brands and products you love. With no long-term contracts and the option to upgrade anytime, you are always in control.*

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Should I Choose Rent-A-Center or Big Lots Furniture in Merrillville, IN?

Rent-A-Center and Big Lots are both stores near you in Merrillville, IN that offer a wide selection of furniture. Both stock popular items, such as bedroom sets, living room furniture, and accent pieces. However, Rent-A-Center carries many of the name brands you know, such as Ashley Furniture and La-Z-Boy.

Comparing Rent-A-Center and Big Lots Mattresses in Merrillville, IN

Are you looking forward to getting a great night's sleep every night? Mattresses are another in-demand item that both Rent-A-Center and Big Lots stores nearby in Merrillville, IN carry. At your nearby Rent-A-Center, you’ll see box springs, memory foam, innerspring, and hybrid mattresses. You can shop for brands like Sealy at both stores, but Rent-A-Center is the only one with DreamCloud and Nectar to help you find the ideal mattress for your sleeping style.

Rent-A-Center or Big Lots Appliances in Merrillville, IN?

Are you on the hunt for a new refrigerator, dryer, or dishwasher for your Merrillville, IN home? Rent-A-Center might be your best bet. With major appliances and more from brands you trust, like Samsung and Whirlpool, it’s easy to find the items you need at Rent-A-Center.

Big Lots also carries appliances in Merrillville, IN but they do not have major appliances like ovens and laundry machines. You'll only be able to find small items like microwaves, toasters, and air fryers.

What Are My Shopping Options at Rent-A-Center vs. Big Lots in Merrillville, IN?

At your local Merrillville, IN Rent-A-Center, we understand that electronics, appliances, and furniture are major purchases. Our rent-to-own program was created to work with your budget, with rental renewal payment options including weekly, bi-weekly (every other week), semi-monthly, or monthly. With these options, you don't have to pay a large sum of money right away to get the product you need for your home. Another awesome benefit of renting-to-own through Rent-A-Center?* You can make your payments online, over the phone, in-store at your local Merrillville Rent-A-Center, or in cash at a convenient location such as participating 7-Eleven and CVS stores.

Big Lots stores offer a leasing option for online or in-store purchases. Big Lots leasing in Merrillville, IN allows you to make monthly payments towards your purchases instead of paying a large amount at once like you must with a credit card or debit card, much like Rent-A-Center's rent-to-own model*. Big Lots leasing does have a 90-day early purchase option, but Rent-A-Center gives you even more flexibility with our 3–6 Month Same As Cash purchase option.**

Big Lots vs. Rent-A-Center in Merrillville, IN: What Are the Benefits?

You don't just get payment flexibility when you shop at Rent-A-Center in Merrillville. You also get the Rent-A-Center benefit of RAC Exchange.*** RAC Exchange*** means you can swap your item for something else within the first six months of your contract. So, if that new couch isn’t as comfortable as you expected or your TV is too big for your living room, it's simple to swap it out for something that you like more. As a bonus, the payments you've already made will be applied to the total cost of owning the new item.

Rent-A-Center vs. Big Lots Locations Near You in Merrillville, IN

Rent-A-Center has over 3,000 locations nationwide, so you most likely have one nearby. Big Lots only has about 1,300 stores, so there may not be a Big Lots near you in Merrillville, IN. They are also planning hundreds of store closures, so your closest Big Lots may close soon.

Don't Wait for a Big Lots Furniture Sale in Merrillville, IN! Shop at Rent-A-Center

You don’t have to wait for a Big Lots sale in Merrillville, IN to pay cash to get the electronics, furniture, appliances, and more that you need. At Rent-A-Center, we have the flexible renewal payment options you want, alongside great benefits like RAC Exchange*** so you can get the household essentials you need ASAP. Shop our rent-to-own* selection online or browse in person at your local Rent-A-Center.

*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.

**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.

***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.

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