Big Lots or Rent-A-Center?

Comparing Rent-A-Center and Big Lots in Elgin, IL

Shopping for must-have home items like electronics, appliances, or furniture? You're probably wondering where to shop – Rent-A-Center or Big Lots near you in Elgin, IL? Both of these stores have their benefits and unique stock of items. Learn about these benefits and why you should consider shopping at your local Elgin Rent-A-Center.

Why Wait? Get What You Need Without Using Credit

At Rent-A-Center, our no credit option lets you shop the top brands and products you love. With no long-term contracts and the option to upgrade anytime, you are always in control.*

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Rent-A-Center or Big Lots Furniture in Elgin, IL?

You can find both Rent-A-Center and Big Lots stores in Elgin, IL that have a large selection of furniture. Each of these stores has popular products, including bedroom sets, living room furniture, and accent pieces. Your local Rent-A-Center has many of the brands you recognize, like La-Z-Boy and Ashley Furniture.

Comparing Rent-A-Center and Big Lots Mattresses in Elgin, IL

Ready to get the best sleep of your life every night? Mattresses are another in-demand item that you can buy at Rent-A-Center or Big Lots stores in Elgin, IL. At your nearby Rent-A-Center, you can browse box springs, hybrid, innerspring, and memory foam mattresses. You can shop for certain brands like Sealy at either of these stores, but Rent-A-Center is the only one with DreamCloud and Nectar to help you shop for the perfect mattress for your individual sleeping style.

Rent-A-Center or Big Lots Appliances in Elgin, IL?

Are you shopping for a new refrigerator, dryer, or dishwasher for your Elgin, IL home? Rent-A-Center could be the best option. With major appliances and more from brands you trust, like Samsung and Whirlpool, you can find the products you need at Rent-A-Center.

Big Lots also carries appliances in Elgin, IL but not the major appliances like laundry machines and ranges. You'll only be able to find small items like microwaves, toasters, and air fryers.

Your Leasing Options at Rent-A-Center and Big Lots in Elgin, IL

At your local Elgin, IL Rent-A-Center, we understand that furniture, appliances, and electronics are major purchases. Our rent-to-own program is made to fit in your budget, with weekly, bi-weekly (every other week), semi-monthly, or monthly rental renewal payment options. That means you don’t have to pay a big chunk of money at once to find the items you need for your home. Another awesome benefit of renting-to-own through Rent-A-Center?* You can make your payments online, over the phone, in cash at a convenient location such as participating 7-Eleven and CVS stores, or in-store at your local Elgin Rent-A-Center.

Big Lots does have a leasing option for purchases you make in-store or online. Big Lots leasing in Elgin, IL allows you to make monthly payments towards your purchases instead of paying a large amount at once like you must with a credit card or debit card, not unlike Rent-A-Center's rent-to-own model*. While the Big Lots leasing program does have a 90-day early purchase option, Rent-A-Center gives you even more flexibility with our 3–6 Month Same As Cash purchase option.**

Benefits of Rent-A-Center vs. Big Lots in Elgin, IL

Payment flexibility isn't the only thing you get when you go with Rent-A-Center in Elgin. Another benefit you get is Rent-A-Center's RAC Exchange*** program. RAC Exchange*** means within the first six months of your contract, you can swap your item for another. So, if that new mattress isn't quite what you wanted or your TV is too big for your living room, swapping it out for another item that you like better is straightforward. As a bonus, the payments you've already made will be applied to the total cost of owning the new item.

Rent-A-Center vs. Big Lots Locations Near You in Elgin, IL

Rent-A-Center has more than 3,000 store locations across the country, so you likely have one located conveniently nearby. There are currently only over 1,300 Big Lots stores, which means there may not be a Big Lots near you in Elgin, IL. They are also planning hundreds of store closures, so the Big Lots near you may not be there soon.

Don't Wait for a Big Lots Furniture Sale in Elgin, IL! Shop at Rent-A-Center

You don't need to wait until a Big Lots sale in Elgin, IL to pay cash in order to get the furniture, electronics, appliances, and more that you want. Rent-A-Center offers flexible renewal payment options you’ll love, in addition to RAC Exchange*** so you can get the household essentials you need ASAP. Shop our selection of rent-to-own* items online or go to your local Rent-A-Center to shop in person.

*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.

**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.

***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.

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