Big Lots or Rent-A-Center?

Rent-A-Center Furniture or Big Lots Furniture in Panama City, FL?

Your local Rent-A-Center and Big Lots in Panama City both have home essentials like furniture, electronics, and appliances. So you may be wondering: should I shop at Rent-A-Center or Big Lots near me in Panama City, FL? Both of these stores have their own unique stock and benefits. Learn more today, and consider your local Rent-A-Center.

Why Wait? Get What You Need Without Using Credit

At Rent-A-Center, our no credit option lets you shop the top brands and products you love. With no long-term contracts and the option to upgrade anytime, you are always in control.*

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Should I Choose Rent-A-Center or Big Lots Furniture in Panama City, FL?

Big Lots and Rent-A-Center are both stores nearby in Panama City, FL that have a large selection of furniture. Both stores have trendy items, such as living room furniture, bedroom sets, and accent pieces. Your local Rent-A-Center has many of the top products from brands you recognize, such as Ashley Furniture and La-Z-Boy.

Should I Shop for Rent-A-Center or Big Lots Mattresses in Panama City, FL?

Ready to get the best sleep of your life every night? Mattresses are yet another important piece of furniture that both Rent-A-Center and Big Lots stores nearby in Panama City, FL carry. At your local Rent-A-Center, you’ll see box springs, memory foam, innerspring, and hybrid mattresses. You can shop for certain brands like Sealy at each store, but if you want DreamCloud and Nectar, too, visit Rent-A-Center to help you find the perfect mattress for your sleeping style.

Rent-A-Center or Big Lots: Appliances in Panama City, FL

Are you on the hunt for a new dryer, refrigerator, or dishwasher for your Panama City, FL home? Rent-A-Center might be the best place to go. With a variety of major appliances and more from popular brands like Whirlpool and Samsung, it’s easy to find the items you need at Rent-A-Center.

It's true that Big Lots also offers Panama City, FL appliances, but not large appliances like refrigerators and ranges. You’ll be limited to smaller items like toasters, air fryers, and microwaves.

Your Leasing Options at Rent-A-Center and Big Lots in Panama City, FL

At your local Panama City, FL Rent-A-Center, we understand that appliances, electronics, and furniture are big purchases. Our rent-to-own program is designed to fit your budget, with weekly, bi-weekly (every other week), semi-monthly, or monthly rental renewal payment options. These options mean you don't have to pay a large amount of money upfront to get the must-have items for your home. Another awesome benefit of renting-to-own through Rent-A-Center?* You have the ability to make payments online, in-store at your local Panama City Rent-A-Center, in cash at a convenient location such as participating 7-Eleven and CVS stores, or over the phone.

At Big Lots, you do have a leasing option for online and in-store purchases. Big Lots leasing in Panama City, FL allows you to make monthly payments towards your purchases instead of having to pay a hefty amount at one time like you would with a credit or debit card, much like Rent-A-Center's rent-to-own model*. The Big Lots leasing program has a 90-day purchase option, although Rent-A-Center offers more flexibility with our 3–6 Month Same As Cash option.**

Big Lots vs. Rent-A-Center in Panama City, FL: What Are the Benefits?

You don't just get the benefit of payment flexibility when you choose your local Panama City Rent-A-Center. You can also enjoy the benefit of Rent-A-Center's RAC Exchange*** program. With RAC Exchange***, within the first six months of your contract, you can swap your item for another. So, if that new mattress isn't quite what you wanted or your TV doesn't fit in your living room, exchanging it for something that fits your needs better is simple. As a bonus, the payments you've already made will be applied to the total cost of owning the new item.

Are There Rent-A-Center or Big Lots Locations Near Me in Panama City, FL?

Rent-A-Center has more than 3,000 store locations across the country, so you likely have one conveniently located near you. Big Lots only has about 1,300 stores, which means there may not be a Big Lots near you in Panama City, FL. They are also about to close hundreds of locations, so your nearest Big Lots may not be there soon.

Don't Wait for a Big Lots Furniture Sale in Panama City, FL! Shop at Rent-A-Center

Don't wait around for a Big Lots sale in Panama City, FL to pay cash to get the furniture, appliances, electronics, and more that you need at your home. At Rent-A-Center, we have the flexible renewal payment options you want, as well as benefits like RAC Exchange*** so you can get the household essentials you need ASAP. You can shop our rent-to-own* items online or visit your local Rent-A-Center to browse in person.

*The advertised option is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state). Product availability and pricing may vary by store. You may cancel your lease at any time without penalty and return your items in good condition. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.

**"3-6 Months Same As Cash” offer valid in most states on new agreements. Exercising a Same As Cash option requires a separate payment in addition to your rental renewal payments. To make this payment, please contact your store or go to Rent-A-Center Login See agreement for details. 6 Months Same As Cash not available in HI, NJ, NY and WV and select franchised locations, which may offer 3 - 6 Months Same As Cash, depending on product selected. Offer is valid only on new agreements.

***”RAC Exchange” program valid for agreements entered at select locations, is available to new and existing customers, and applies to inventory obtainable by store location. Cash price of the item selected for exchange may not exceed approval amount, which is subject to validation and adjustment prior to exchange and may vary from original approval amount. Exchange requires execution of rental agreement for item selected for exchange, which must be completed within six (6) months following the first active rental date of item being returned for exchange. Agreement for item being returned for exchange must be in good standing (with all rental payments current) at the time of exchange and product must be in good condition. Rent paid for prior agreement will be applied to the reduce the total cost to own for the replacement agreement, but rent paid may not be applied in full to same as cash amount for replacement agreement. Any applicable same as cash period will apply to new agreement based on product selection and agreement term. The amount of rent paid from prior agreement eligible for application to same as cash amount for replacement agreement may vary from 40% to 66%, depending on your state of residence. Exchanges under program may not be combined with other discounts, offers, or promotions. Participating locations only. Eligible items only. All items subject to availability and approval. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.

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